If you really want to spend lots of money to reap the rewards from the credit cards, you can prepay them, so that your balance will be negative. You’ll also be seen as having “low revolving utilization.”
The downside is you need the money upfront of course, money that could’ve been being invested.
Why is this upvoted so much? This isn’t useful advice, it’s just an insult in response to an honest question.
Plus, he’s not that stupid. He didn’t rack up tens of thousands in credit card debt he couldn’t repay.