I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don’t accept that card and you have to pay for it yearly so I canceled it.

Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.

Don’t leave yet and please don’t make fun of me but I’m not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.

Again I know I’m fucking stupid but how bad did I just fuck up my credit?

  • partial_accumen@lemmy.world
    3·
    6 days ago

    Credit scores at total bullshit in the first place.

    Credit scores are mostly fine. They do only one thing. They provide a good measure of how likely you are to pay back a loan. Thats it.

    What other companies decide a credit score means and how they use that is bullshit.