I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don’t accept that card and you have to pay for it yearly so I canceled it.
Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.
Don’t leave yet and please don’t make fun of me but I’m not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.
Again I know I’m fucking stupid but how bad did I just fuck up my credit?
Why do you care?
Because it matters
No it doesn’t. I’ve been a legal adult for almost 20 years now and not once have I ever needed to use my credit for anything. I don’t even know what my credit score is because I don’t give a single fuck about my credit. If I can’t afford to buy something, I save up enough money until I can. It’s that simple.
You don’t need a credit card with a $25K limit. You don’t need a credit card at all.
Like I said earlier, quit whining and take your meds.
Why does it matter?